Customer Protection for Peace of Mind

Cover the largest financial risk to your vehicle ...

If your vehicle is stolen or written off, you will only receive the market value of your vehicle as determined by your motor insurer.

Facts

• Over 300,00 vehicles become a total loss each year.
• Car crime is 20% of all crime.
• Over a third of all vehicles stolen are never found.

What is the risk?

• In the event of your vehicle being declared a total loss, your motor insurers will only pay the market value of your vehicle.
• You will be required to pay the difference between what your motor insurers pay and the cost of a new vehicle.

Fact

• Vehicles can depreciate by up to 50% over a three year period

Benefits

In the event of a total loss, 'Return to Invoice' will cover the difference between your motor insurer's settlement and the original cost of your vehicle up to the total level of cover. This cover is available for up to 3 years and includes any excess your motor insurers may apply in respect to the claim (up to £250).

Main Exclusions

We will not pay any benefit:

• If the driver of the vehicle at the time of total loss was driving illegally.
• If the vehicle is not covered by Comprehensive Motor Insurance for the duration of the policy.
• If you are offered a replacement vehicle under the terms and conditions of your Comprehensive Motor Insurance.
• For any deduction your motor insurer may make in respect to salvage costs.
• Any motor insurance excess above £250.00 or if the motor insurance excess is recoverable from a third party.
• A full list of exclusions can be found in our Terms & Conditions

GapMyInsurance is underwritten by AON, leading providers of risk management, insurance brokerage and consulting services.

For full policy details, please visit our downloadable Policy Details section.

Please do not hesitate to contact us if you have any questions.

Better still, why not use our FREE Call-back service and one of our friendly, professional advisors will phone you right back.